Getting Started: 20s & 30s

Financial Life Stages - Getting Started | Accumulation | Distribution

Your adult life is just getting started and you have the opportunity to set your course with smart financial decisions in your 20s and 30s. What are your goals? Have you thought about your financial future? Have you thought about retirement planning? Since retirement is years away, in might not feel like a priority. But if you make retirement planning a priority now, it could make a huge impact on your future. So much of this is new when you’re young, so of course it’s normal to have lot of questions.

POSSIBLE QUESTIONS AT THIS STAGE:

What’s the best balance for saving while paying off debt?
How much should I have in an emergency fund?
How do 529 college funds work exactly?
How much should I put into a 529 college fund for each child?
What should I do with a 401k from former employers?
What are the best retirement account options?
What’s the difference between a Roth IRA and a Traditional IRA?
How is a SIMPLE IRA different from a Stretch IRA?
How should I invest at this stage of life?
Is saving for a home or investing the best choice for me?

If you feel like there is a lot to think about and your financial knowledge is somewhat limited, then you are like most people your age. That’s why discussing your financial goals and initial retirement planning with a financial planner could be a smart move. It could make you feel confident you’re life is headed in the right direction from the start.

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Titan Financial, we’re there for you.